Free Online Mortgage Broker
I can search 11,304 mortgage options
and help arrange the best one for you.
Find a great mortgage deal in just a few steps
The secret to finding a great mortgage deal?
Analysing thousands of options to make sure you have the right one for you.
Don’t waste time looking at options that are expensive or not available.
With just 5 minutes you can have your search all wrapped up!












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Mortgage Broker?

That’s right! We are online and on the phone nationwide, ready to help you.
You may be more familiar with the term mortgage advisor, they usually mean the same thing but mortgage brokers tend to have access to a larger selection of the best mortgage deals.

Compare Mortgages
As a mortgage broker our job is to understand your situation and compare thousands of mortgages to find the right one for you. You can use our online mortgage finder and then speak with our experts to get it wrapped up.

Compare Paperwork
Once we have a great mortgage deal in mind we will do everything on your behalf to secure it and help out with any paperwork such as the agreement in principle, mortgage application and final offer.

Expert Mortgage
On top of finding great deals our award winning team of mortgage advisers are here to listen. Tell us what you need and we will do everything we can to make your home ownership dreams a reality. Cheesy but true.

Do it for the thrill
You don’t even have to pay us, we were born with mortgages on the mind and as a mortgage broker we exist to help our customers, because without you we are nothing.
What to Look for in a Mortgage

When choosing a mortgage, there a number of factors to look for in addition to the interest rate. It is important to weigh up all the factors and don’t just automatically opt for the mortgage with the lowest interest rate.
APRC (Annual Percentage Rate of Change)
Introduced in 2019, it is designed to reflect all costs of borrowing and express it as a percentage. It is widely used to compare credit products but be aware that it disregards the risks of possible interest and exchange rate changes so it is risky. We advise that you avoid using it to base your decision on.
Deposit Size
The bigger your deposit, the lower the interest rate you are likely to get. Factor your deposit into any calculations you make.
Flexibility
Can you take a mortgage payment break or overpay your mortgage without incurring a fee?
Length of Fixed or Variable Rate Deal
Do you want to be locked in for a long period of time or have more flexibility? Remember that there will be charges if you change your deal before it ends.
The Standard Rate
This is the rate your mortgage will switch to once your fixed rate deal ends. It is important to work out how much your payments will be at this rate as well as your fixed rate.
How often interest is charged
Interest can be charged on a daily, monthly or annual basis. Daily interest works out cheaper.
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Free Mortgage advice?

Fees free mortgage advice. It’s as simple as that. You can compare mortgages instantly and our system will help find you the best mortgage. Our team of experts will then happily double and triple check and get you all set up.
Frequently Asked Questions

When applying for a mortgage, the lender will carry out a credit check so it is worth getting your finances in order a few months ahead of making an application.
Although it is not essential to use a mortgage broker or mortgage advisor, their advice can be a huge benefit to potential homebuyers looking to secure a mortgage
A mortgage broker can remove the hassle of shopping around for the right mortgage deal and save you time.
A mortgage broker will guide you through the home buying process with expert advice and knowledge. They serve as the middleman between the lender and the borrower, they help compile the necessary paperwork and anticipate problems during the application process.
Mortgage brokers are generally free as they receive a commission from the lender. Some might charge their clients however, depending on the product and the value of the mortgage. Always find out upfront how much you will need to pay for their service.
You can get free advice from Propillo’s team of expert advisors.
It is a good idea to talk to a mortgage broker as soon as you start your search so you don’t head down the wrong track at the beginning, wasting valuable time and effort.
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