Matthew Tansley

Share on facebook Share on twitter Share on linkedin For many home owners across the UK, the single biggest expenditure each month is their mortgage payment. Over the past few months, household budgets have been under increasing pressure due to the impact of the Covid-19 pandemic and monthly mortgage payments are likely to be one of …

Mortgage Relief Assistance In The UK During COVID-19 Read More »

Share on facebook Share on twitter Share on linkedin Lawyers are some of the most important people you should employ in any organization. They lay out the policies and guidelines in accordance with the mandate of the law and government. Without their expertise, you could run into problems concerning the implementation of the guidelines you …

Reasons Why You Might Need a Finance Lawyer Read More »

At a time when many people in the Uk, and indeed all around the world, are living with so much uncertainty brought by the coronavirus outbreak, it is reassuring that governments in some countries are stepping up and introducing stimulus packages and financial and tax changes to help relieve the financial pressure.

The Bank of England recently cut interest rates from 0.75% to 0.25% in an emergency move to boost the economy on the 11 March this year. This cuts will affect borrowers differently depending on the type of mortgage they have.

Purchasing a property is one of the biggest financial decisions you’ll likely ever have to make so it is worth putting a lot of effort and time into getting it right.

Shared ownership is a housing scheme that offers first-time buyers the opportunity to buy a share of a property and pay rent to a housing association at a reduced rate on the remaining share. Who does it benefit? Shared ownership benefits those who can only afford a small mortgage and those who have a smaller …

FAQs about Shared Ownership Schemes Read More »

When you want to purchase your first home, or when you need a new car, but you do not have the cold cash for such a purchase, the first thing that comes to mind is to borrow money. There are several ways and means to borrow money and nowadays, borrowing money is no longer limited to bank loans. Nonetheless, lenders need to secure the money they lend, which is why there is a need for a mortgage.

For a couple who just got married and starting a family of their own, buying a house is a big milestone. This is also true for a young professional who saved just enough, but is ready to embark on a new life’s journey. Buying one’s own house entails the need for courage. Nonetheless, there are several ways to ensure that you stay within your budget to guarantee that you will not bite what you can’t chew.

Buying a house is likely to be the biggest purchase you make in your lifetime so it can bring with it a roller coaster of emotions from excitement and elation to stress and anxiety. The process of buying your first property can leave you feeling rather overwhelmed and it’s easy to see why first time …

Common first-time buyer mistakes and How do you avoid them Read More »

Parents in the UK are saving their children thousands of pounds a year by allowing them to live at home with them well into their 30s. With property prices so high in some areas of the UK, young adults are reluctant or simply unable to get a mortgage and onto the property ladder. And with rental costs also high across the country, many are opting to live at home with Mum and Dad.