Mortgage Comparison

Compare mortgages and find the best mortgage deals for you!

How do we help you find the best mortgage rates?

When you need to compare mortgages it can sometimes feel a little bit confusing. There are just so many mortgage deals available! That’s why we built our mortgage comparison robot to help guide your through the minefield of mortgage interest rates, fees and features. 

Unlike the usual mortgage comparison sites, we take into account your personal situation to help filter out mortgage deals that you won’t be able to apply for. That way we can focus on giving you information on the single best mortgage for you! 

Give it a try now, it’s free and only takes 5 minutes!

How does the mortgage finder work?

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Tell us a little about who you are and what you need

Tell us a little about who you
are and what you need

We instantly analyse Thousands
of the best mortgage rates

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We instantly analyse Thousands of the best mortgage rates
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We show you the best mortgage match and are ready to arrange it for you

We show you the best mortgage
match and are ready to arrange
it for you

Once the mortgage comparison is complete our award winning team of expert mortgage advisers are here for you

Answers any of your questions
Double check you have explored all options
Arrange your mortgage from start to finish

We Want Value! And We Want to Give it to you!

When we compare mortgages we focus on finding you the best overall value. The best mortgage rates may come with high fees which can lead to you paying more than you need to.

What are the ingredients for the Best Mortgage?

  • A great Interest Rate
  • A Reliable Lender
  • Reasonable Fees
  • Free mortgage Advice
  • No headaches!

Mortgage comparison made simple, made modern, made for you

No headaches is something we are really keen on. The biggest mistake people make when arranging a mortgage is applying for a mortgage deal that they were never eligible for. We solve that by using technology to check that you and the lender are a match upfront and our team of experts will then talk you through any other options that might be a little less straightforward.

Enter Mortgage Information
£
£
Years

No results found base on your query. Please try again with another query.

Lender
Initial Rate
Monthly Payment
Scheme Fees
True Cost
<% item.mortgageClass %>
Initial Rate
<% item.initialPayRate %>%
Monthly Payment
£<% item.initialMonthlyPaymentTxt %>
Scheme Fees
£<% item.feesTotalTxt %>
True Cost
£<% item.trueCostOverInitialPeriodTxt %>
Initial Rate
<% item.initialPayRate %>%
Monthly Payment
£<% item.initialMonthlyPaymentTxt %>
Scheme Fees
£<% item.feesTotalTxt %>
True Cost
£<% item.trueCostOverInitialPeriodTxt %>
Mortgage Breakdown
SET-UP FEES BREAKDOWN
  • Arrangement Fee: £<% item.arrangementFeeTxt %>
  • Valuation Fee: £<% item.valuationFee %>
  • Booking Fee: £<% item.bookingFee %>
MORTGAGE OVERVIEW
  • Property Value: £<% PropertyValueTxt %>
  • Mortgage Amount: £<% MortgageAmountTxt %>
  • LTV %: 50%
  • Mortgage Term: <% MortgageTerm %> Years
LENDER'S OVERVIEW
  • Initial Monthly Payment: £<% item.initialMonthlyPaymentTxt %>
  • Lender's Intro Rate: <% item.initialPayRate %>%
  • Lender's Fee: £<% item.feesTotalTxt %>
  • APRC: <% item.aprLenders %>%

Representative example: A mortgage of £<% MortgageAmountTxt %> payable over <% MortgageTerm %> years, initially on a fixed rate for <% item.initialPeriodMonths %> months at <% item.initialPayRate %>% and then on a following rate of <% item.standardVariableRate %>% for the remaining <% item.remainingMonths %> months would require <% item.initialPeriodMonths %> monthly payments of £<% item.initialMonthlyPaymentTxt %> and <% item.remainingMonths %> monthly payments of £<% item.followingMonthlyPayment %>. The total amount payable would be £<% item.totalAmountPayable %> made up of the loan amount plus interest (£<% item.totalInterest %>) and a booking fee of (£0) and arrangement fee of (£<% item.arrangementFeeTxt %>).

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Compare different Types of Mortgage

Our Comparison Robot will need to know what Type of Mortgage Interest Rates and Products you are interested in so here is a quick summary of the major options. You can read more detail in our guide to the Different Types of Mortgages

How to Pay Back your Mortgage?

Repayment Mortgage:

This is the standard and most common way to pay back your mortgage. Just like a smaller personal loan, your monthly payments include the interest owed to the lender along with a payment to reduce the total amount owed. At the end of your mortgage term you won’t owe any further money to the lender and the property is all yours.

With this type of mortgage your monthly payments only cover the interest owed to the lender. This means your monthly payments will be much lower than with a repayment mortgage but, and it’s a big but, your mortgage balance will not get any lower over the term of your loan. This means that you will need to have another financial plan in place in order to repay your mortgage. This might include downsizing if you have a large and valuable property with plenty of equity, stocks and shares or pension funds.

Types of Mortgage Interest Rates

This type of mortgage is the most popular as it provides peace of mind and stability. The interest rate is guaranteed not to change during the product period of the mortgage deal. Typically this period lasts between two and five years but longer options are often available. The longer the fixed rate period, the higher the interest rate payable tends to be, so there is a balance to be found between long term stability and cost.

This type of variable rate mortgage has an interest rate that is typically linked to the Bank of England’s base rate. As a result your payable interest rate can rise and fall each month which will mean your payments also move around. So you sacrifice some stability for the chance at getting a slightly cheaper overall mortgage. Tracker rates often have lower fees or initial interest rates compared to equivalent fixed rates.

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