checking a credit report

Checking your Credit Report: A Quick Guide

Ahead of applying for a mortgage or any other type of loan, it is a good idea to check your credit report. In fact, it is advised that you carry out a regular credit report check even if you’re not applying for a loan in the near future, to help spot potential fraud or identity theft. For details of how to get a copy of your credit report,

person signing a document

Benefits of Probate Cash Advance Inheritance Funding

Probate is the legal process of distributing the estate of a family member who passed away to his heirs in the form of an inheritance. However, this is typically a tedious and lengthy process that may even entail a significant financial burden. There are instances wherein the inheritance may only be sufficient to cover the fees involved in the process.

lowest mortgage rate is not always the best

Why the lowest mortgage rate is not always the best

House buyers are often surprised to learn that the mortgages with the lowest interest rates aren’t always the best mortgages to choose from. Just like shopping for a new car; you wouldn’t always go for the cheapest car but instead, the one that’s best suited to you and your requirements. When choosing a mortgage, your personal needs need to be taken into consideration otherwise there could be other costs that cost you dearly in the long run.

a holiday home

7 Benefits of Owning a Holiday Home

Buying a holiday home is a big decision to make and potential holiday home buyers are often unsure about whether to make the jump and make this large investment and life decision. There are many positive reasons, both financial and personal, for owning a holiday home which we explore below.

remortgage signing new contract

Is it time to remortgage?

As the year comes to an end, it’s a time for reflecting and planning for the year ahead. Homeowners may be considering their options with regards to their mortgages and thinking whether to remortgage. Remortgaging means paying off an existing home loan and acquiring a new one. What are the reasons for remortgaging? Maybe your existing arrangement is no longer suiting your needs or your financial situation has changed. When used carefully, remortgaging can be a valuable tool for bringing debt under control.

The word MORTGAGE written with scrabble like letters on a wooden surface

What is a Mortgage Agreement in Principle?

A Mortgage Agreement in Principle (AIP) is a statement from a lender saying that they’ll lend a certain amount to you before you’ve finalised the purchase of your home. An AIP shows sellers that you can afford the property you want to buy and helps them make the decision to accept your offer. It is also particularly helpful to property sellers if they are deciding between more than one offer and it can tip the scales in your favour if you are the buyer who has the AIP.

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